May 20, 2012
Although the landlord of your apartment has insurance, it usually only covers the building where you live- not your belongings or your liability for accidents. If your possessions are stolen during a break-in or damaged by a fire or severe weather, a renters insurance policy will allow you to recover their value. If someone is injured during an accident in your home, renters insurance will help protect you in the case a liability lawsuit.
COVERAGES AVAILABLE:
Most people think renter's insurance is expensive, but that is one of the biggest myths. Insurance Solutions offers affordable rates, usually less than $15 per month. Most policies have sublimits and exclusions that may apply. Jewelry, electronics, collectibles, etc. should be scheduled on the policy so they will be covered, often with zero deductible.
Contact us for more information about renters insurance.